Bismillah.

For the longest time, I was just watching.

Every year, I saw people building during #GodamSahur — shipping ideas, experimenting, putting themselves out there.
And every year, I told myself:

“Maybe next time.”

This year, I stopped waiting.

I decided to build.

It Started With a Simple Question

I’ve always been interested in finance — not in a complicated way, but in a practical one:

“Am I actually growing financially… or just earning?”

There are apps out there.
Some are powerful. Some are beautiful.

But many felt:

• Too complex

• Too generic

• Or didn’t really help me move toward a goal

So I thought:

What if I build something for myself — something simple, focused, and actually useful?

That idea became NetWise.

Building, But Differently

I didn’t build NetWise the traditional way.

I leaned into AI.

Using Flutter and tools like ChatGPT and Gemini, my workflow looked more like this:

• I describe what I want

• I attach references (screens, ideas)

• I iterate fast

Less typing.
More thinking.

It felt less like coding line-by-line…
and more like directing the product into existence.

Designing Something That Feels Familiar

I didn’t try to reinvent UI.

Instead, I focused on:

• Patterns people already understand

• Clean layouts inspired by real apps

• A simple “dotted paper” theme

Because good design isn’t about being different —
it’s about being intuitive.

One Decision That Changed Everything

Since this is a finance app, one thing mattered a lot:

Trust.

So I made a decision that shaped the whole architecture:

• No login

• No cloud

• No servers

Everything stays on your device.

You can export your data as JSON.
You can move it anywhere.

Your data is yours. Fully.

It’s a simple approach — but powerful.

Features That Actually Matter

I didn’t want to just “track numbers”.

I wanted something that helps you move forward.

So NetWise focuses on:

Tracking What You Have

A clear view of your net worth — no confusion.

Building Toward Something

Set goals.
Emergency funds. Savings targets.

Not just numbers… but direction.

Seeing the Future

Inspired by tools like KWSP calculators,
NetWise projects where your finances could go.

Asking Questions

With built-in AI, you can:

• Understand your financial position

• Get simple insights

• Explore “what if” scenarios

The Small Things No One Talks About

Some parts of building aren’t glamorous:

• Setting up app icons

• Generating store screenshots

• Writing a privacy policy

• Preparing for submission

But these are the things that turn a project into a real product.

And I embraced that process fully.

From Idea to Reality

At some point, it stopped being “just an idea”.

NetWise became:

• A working app

• A polished product

• Something ready to be published

From nothing… to something real.

What’s Next?

This is just the beginning.

I’m continuing to:

• Improve insights

• Learn from real users

• Build better systems

And most importantly —
keep shipping.

Final Thought

If you’ve been waiting to start something…

This is your sign.

Build it.

1. Check xcode-select path with xcode-select -p and Switch to released path if its on beta like so:

   xcode-select -s /Applications/Xcode.app/Contents/Developer

2. Build IPA file with flutter build ipa

3. Now, open the archive package content and open the Info.plist file at

   Products/Applications/Runner -> Show Package Contents -> Info.plist

4. Now, change BuildMachineOSBuild version to latest released MacOS version check it here: https://en.wikipedia.org/wiki/MacOS_version_history

5. Saved the file then Distrubte the App by opening the archiver file.

6. Should be fix.